Mom's Ham, Potato & Carrot Casserole

2 lbs sliced ham
1 onion diced
1 cup peeled sliced carrots
3 cups sliced potatoes
1 can cream of mushroom soup
2 1/4 tsp flour
1 cup milk
sprinkle of salt
sprinkle of pepper

Brown ham and onion in a greased frying pan. Remove from pan, add flour, soup and milk, heating until it boils. Arrange carrots, potatoes, ham, onion, salt & pepper in a 9x13 pan. Pour sauce over top. Cover and bake 350' for 1 hour. Uncover for 15 minuets more to brown potatoes.

*mom's recipe